:root{--navy:#0d1a2b;--navy2:#14243a;--ink:#101828;--muted:#536174;--green:#20df58;--purple:#8b5cf6;--orange:#ff7900;--line:#dbe3ec;--paper:#fff;--soft:#f5f7fa;--max:1160px;--read:760px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.7}
a{color:#2359a8}img{max-width:100%;height:auto}.wrap{width:min(calc(100% - 40px),var(--max));margin:auto}.read{width:min(100%,var(--read))}
.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20;border-bottom:1px solid rgba(255,255,255,.08)}.nav{height:74px;display:flex;align-items:center;gap:28px}.brand{font-weight:850;letter-spacing:-.04em;font-size:1.35rem;color:#fff;text-decoration:none;white-space:nowrap}.brand span{color:var(--green)}.links{display:flex;gap:24px;margin-left:auto;align-items:center}.links a{color:#dfe7f1;text-decoration:none;font-weight:650;font-size:.95rem;white-space:nowrap}.cta{display:inline-block;background:var(--green)!important;color:#06140b!important;padding:11px 18px;border-radius:8px;font-weight:800!important;text-decoration:none}
.menu{display:none;background:none;border:0;color:#fff;font-size:1.7rem;margin-left:auto}.hero{background:radial-gradient(circle at 72% 30%,rgba(79,70,229,.38),transparent 34%),linear-gradient(135deg,#07111f,#10233c 65%,#123522);color:#fff;padding:88px 0 76px}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.16em;font-weight:800;color:#93a4bb}.hero h1{font-size:clamp(2.55rem,5vw,4.7rem);line-height:1.02;letter-spacing:-.055em;margin:.25em 0}.hero p{font-size:1.18rem;color:#d5dfeb;max-width:650px}.hero-actions{display:flex;gap:14px;align-items:center;margin-top:28px}.hero .secondary{color:#fff;border-bottom:1px solid #8090a5;text-decoration:none}.offer-shot{border:1px solid rgba(255,255,255,.18);box-shadow:0 22px 70px rgba(0,0,0,.35);border-radius:12px}
.disclosure{font-size:.9rem;color:#5b6878;background:#f2f5f8;border-left:3px solid var(--purple);padding:12px 16px;margin:22px 0}
section{padding:68px 0}.section-head{max-width:780px;margin-bottom:34px}.section-head h2,.article h2{font-size:clamp(1.8rem,3vw,2.6rem);line-height:1.15;letter-spacing:-.035em;margin:.15em 0 .45em}.section-head p{color:var(--muted);font-size:1.05rem}
.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line)}.feature{padding:28px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.feature h3{margin:0 0 7px}.feature p{color:var(--muted);margin:0}
.dark{background:var(--navy);color:#fff}.dark p{color:#c5d0dd}.path{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{border-top:3px solid var(--green);padding-top:18px}.step b{display:block;margin-bottom:6px}
.article-hero{background:#f3f6f9;border-bottom:1px solid var(--line);padding:64px 0 54px}.article-hero h1{font-size:clamp(2.3rem,5vw,4rem);line-height:1.06;letter-spacing:-.05em;max-width:880px;margin:.2em 0}.article-hero p{font-size:1.15rem;color:var(--muted);max-width:800px}.article{padding:58px 0}.article .read>p,.article li{font-size:1.04rem}.article h2{margin-top:2.1em}.article h3{font-size:1.3rem;margin-top:1.6em}.article table{width:100%;border-collapse:collapse;margin:24px 0;font-size:.95rem}.article th,.article td{text-align:left;padding:12px;border-bottom:1px solid var(--line);vertical-align:top}.article th{background:#f5f7fa}.note{border-left:4px solid var(--orange);background:#fff8f0;padding:16px 18px;margin:24px 0}.decision{background:var(--navy);color:#fff;padding:28px;margin:34px 0}.decision p{color:#d5dfeb}.decision .cta{margin-top:8px}
.breadcrumbs{font-size:.88rem;color:#657386;margin-bottom:18px}.breadcrumbs a{color:#657386}.footer{background:#08111d;color:#bac5d2;padding:45px 0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px}.footer a{color:#dce5ef;text-decoration:none}.footer small{display:block;margin-top:30px;color:#8493a5}
.exit{position:fixed;inset:0;background:rgba(3,8,15,.72);display:none;align-items:center;justify-content:center;z-index:100;padding:20px}.exit.open{display:flex}.exit-box{width:min(560px,100%);background:#fff;padding:36px;position:relative;box-shadow:0 30px 90px rgba(0,0,0,.4)}.exit-close{position:absolute;right:14px;top:10px;border:0;background:none;font-size:1.7rem;cursor:pointer}.exit h2{font-size:2rem;line-height:1.1;margin:.2em 0}.exit p{color:var(--muted)}
@media(max-width:900px){.links{display:none;position:absolute;top:74px;left:0;right:0;background:var(--navy);padding:20px;flex-direction:column;align-items:flex-start}.links.open{display:flex}.menu{display:block}.hero-grid{grid-template-columns:1fr}.feature-grid{grid-template-columns:1fr 1fr}.path{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.wrap{width:min(calc(100% - 28px),var(--max))}.hero{padding:58px 0}.feature-grid,.path,.footer-grid{grid-template-columns:1fr}.hero-actions{align-items:flex-start;flex-direction:column}.article table{display:block;overflow-x:auto}.exit-box{padding:28px 22px}}

.brand-logo{display:flex;align-items:center;text-decoration:none;flex:0 0 auto}
.brand-logo img{display:block;width:230px;height:auto;max-height:54px}
.footer .brand-logo img{width:220px}
@media(max-width:600px){.brand-logo img{width:185px}}